When comparing your RV insurance options, it’s important to get a policy tailored to your type of RV, your lifestyle and personal preferences. Most RV insurance companies provide typical coverage elements as a starting point, such as whether you’re a full-time or part-time RVer. These coverages, which are defined below, are the backbone of every […]
Even if you’re not required to have boat insurance, it’s important to protect your boat and your crew from harm. Insurers consider many factors when deciding whether or not to offer a policy. Almost any boat can be insured— for a price. You want to consider the following to make sure the policy you purchase
When you boil things down, you really have two options when it comes to life insurance term vs. whole life. When considering which type of life insurance you should purchase, understanding the basics, benefits, and realities of both term or whole life insurance is important in making a decision that is best for you. Term
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Accidents of any kind tend to happen when you are least expecting them. Maybe it’s your usual commute that you drive every day, or maybe you’re just running a quick errand. If you want to know what to do after a motorcycle accident, there are some critical steps to take in order to assist your
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Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. Here at Panichelle Insurance we cover Snowmobile Insurance, UTV, ATV and Dirt Bike Insurance and Motorcycle Insurance. Powersports insurance is needed to cover physical damage to your
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Snowmobile insurance typically helps cover your snowmobile and yourself in multiple ways. For instance, a snowmobile insurance policy may help pay to repair damage to your sled or prevent you from paying out of pocket if you injure another person or damage their property while riding your snowmobile. Snowmobile coverage is important because it can
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Insurance for winter sports can cover a variety of activities with varying levels of danger. However, policies for adventurous travelers may still have a list of excluded activities. Coverage for skiing, for example, is included within most policies. On the other hand, coverage for extreme sports or adventure activities, such as heli skiing or ice
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Commercial umbrella insurance – a policy designed to provide protection against catastrophic losses. It generally is written over various primary liability policies, such as the business. Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements other
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You typically buy life insurance to protect those who depend on you for financial security. If you die prematurely, it’s your life insurance that can provide your loved ones with the ongoing income they’ll need to live on. However, your life insurance policy may also provide you (the policy holder) with certain living benefits that
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Powersports coverages are designed to protect riders of motorcycles, scooters, dirt bikes, ATVs, UTVs, personal watercraft, jet boats and snowmobiles. There are many situations and circumstances where you might need powersports insurance and not even know it. Benefits of Powersports Insurance Most products are transferable. Improved resale value. $0 deductible included or available on all
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