Snowmobile insurance typically helps cover your snowmobile and yourself in multiple ways. For instance, a snowmobile insurance policy may help pay to repair damage to your sled or prevent you from paying out of pocket if you injure another person or damage their property while riding your snowmobile.
Snowmobile coverage is important because it can protect you against financial hardship if you are sued for causing injury to another person, as well as from the financial setback of having to repair or replace your snowmobile.
There are multiple different types of snowmobile converge options. Here is a brief overview of the options available.
- Year-round coverage
- Towed trailer coverage
- Safety apparel coverage
- Collision coverage
- Comprehensive coverage
- Transport limits and liability coverage
The three most common coverages are Liability, Comprehensive and Collision Coverage.
Liability Coverage – All policies include some level of liability coverage. This will cover injuries, as well as property damage that you may cause to others as a result of a snowmobile accident.
Comprehensive Coverage – Comprehensive coverage protects your snowmobile from most sudden and accidental losses to your snowmobile other than upset or collision.
Collision Coverage – This is the most common cause of loss. Whether you slide into a fence, hit a hard snow bank or collide with another snowmobile, repairing your snowmobile can be expensive. Collision coverage may help pay for the cost of those repairs so you can get back out on the trails.
MyPFG offers many types of snowmobile coverage, contact us today at https://panichelleinsurance.com/contact-us/ to get you and your snowmobile covered!