Life Insurance Services

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Life Insurance Types

  • Term and whole life insurance
  • Universal life
  • Fixed annuities
  • Immediate and market adjusted annuities
  • Long term care
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Term vs. Whole Life Insurance

Many people struggle with the difference between whole and term life insurance. Choosing the right one for you will depend on your needs.

Whole life insurance protects you throughout your lifetime and there is no expiration date on it. Your whole lie insurance policy collects money over time that you can draw off of. This policy pays out once you have passed away the the funds can be used for replacing income, funeral costs, or anything else.

Term life insurance only lasts for a segment of time throughout your life. This policy is usually the cheapest out of the two. This policy does not build cash value and will expire once the term is up.

Not sure which plan is right for you? We can help you decide and give you an accurate quote.

Guarantees and protections are subject to the claims paying ability of the issuing insurance.