The importance of powersport insurance

Powersports coverages are designed to protect riders of motorcycles, scooters, dirt bikes, ATVs, UTVs, personal watercraft, jet boats and snowmobiles. There are many situations and circumstances where you might need powersports insurance and not even know it.

Benefits of Powersports Insurance 

  • Most products are transferable.
  • Improved resale value.
  • $0 deductible included or available on all units.
  • National coverage.

ATV/UTV Insurance – While ATVs and UTVs can be used safely, accidents happen. And when they do, being on the back of a powerful vehicle without seatbelts isn’t the safest place to be. That’s why you should always make sure you’re properly protected—first with gear, and then with insurance. If you own a ATV, you should get familiar with your state’s liability insurance requirements for operating your ATV on public roads and highways. This will help protect your investment.

Snowmobile Insurance – There’s no better feeling than flying across fresh powder on your snowmobile. From liability insurance for snowmobiles to coverage for custom parts, keep yourself and your snowmobile protected from collision, theft and vandalism. If you have a collision, you may be able to file a claim for your injuries or damage to your vehicle, whether it is caused by another person, or an object. You may also be able to file a claim if your snowmobile is stolen.

Jet-Skiing Insurance– Jet Ski Insurance in the event of an accident, damage, or theft. Depending on the details of your policy, Jet Ski insurance can cover physical damage, bodily injury, medical payments, towing, and roadside assistance, and more. 

The cost of these insurances will all differ depending on many factors. These factors include the Year, make and model of each one. The horsepower, engine type and market value. If you make modifications to your powersport it will change the cost. How you store your powersport and how often you use it. 

Powersports coverages can often vary from provider to provider, so it’s crucial that you ensure you and your property are in the very best of hands.

Need Powersports insurance? Contact us at mypfg.com today!

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