Even if your boat is being kept indoors for the winter, you may want to have your boat insurance in place. While it may be tempting to cancel your insurance coverage to save money while your boat is in storage for the season, it’s vital to remember that your boat is still at danger. The…

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Pool Affects Homeowners Insurance

If you are considering either an in-ground or above-ground swimming pool, it’s a good idea to call your home insurance company first. The pool will likely have an impact on your homeowners insurance.  What You Should Know.  Pools present two insurance considerations – damage coverage and liability coverage. Damage protection helps repair or replace your…

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Switch Car Insurance

Looking for a new firm can help you find a policy that better suits your needs. You might find a reduced premium, more coverage alternatives, more discounts that you qualify for, or previously unavailable services. Here’s how to make sure the transition goes as smoothly as possible. Making the switch to a new company –…

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RV Insurance

When comparing your RV insurance options, it’s important to get a policy tailored to your type of RV, your lifestyle and personal preferences. Most RV insurance companies provide typical coverage elements as a starting point, such as whether you’re a full-time or part-time RVer. These coverages, which are defined below, are the backbone of every…

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Even if you’re not required to have boat insurance, it’s important to protect your boat and your crew from harm.  Insurers consider many factors when deciding whether or not to offer a policy. Almost any boat can be insured— for a price. You want to consider the following to make sure the policy you purchase…

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When you boil things down, you really have two options when it comes to life insurance term vs. whole life. When considering which type of life insurance you should purchase, understanding the basics, benefits, and realities of both term or whole life insurance is important in making a decision that is best for you. Term…

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Accidents of any kind tend to happen when you are least expecting them. Maybe it’s your usual commute that you drive every day, or maybe you’re just running a quick errand. If you want to know what to do after a motorcycle accident, there are some critical steps to take in order to assist your…

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Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. Here at Panichelle Insurance we cover Snowmobile Insurance, UTV, ATV and Dirt Bike Insurance and Motorcycle Insurance. Powersports insurance is needed to cover physical damage to your…

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Snowmobile insurance typically helps cover your snowmobile and yourself in multiple ways. For instance, a snowmobile insurance policy may help pay to repair damage to your sled or prevent you from paying out of pocket if you injure another person or damage their property while riding your snowmobile.  Snowmobile coverage is important because it can…

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