Panichelle Insurance

Ron Panichelle

Animal Mortality Insurance

What is Animal Mortality Insurance?  A form of life insurance for livestock, zoological, and domesticated animals. This normally covers death from any cause (with some exceptions), as well as voluntary destruction for humane reasons. Also available on a named perils basis.  Do I need Animal Mortality Insurance?  Many different types of businesses rely on animals

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What is Commercial Umbrella Insurance?

Commercial umbrella insurance – a policy designed to provide protection against catastrophic losses. It generally is written over various primary liability policies, such as the business. Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements other

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Planning For Retirement

Retirement is meant to be enjoyed without worrying about your retirement planning. Let Panichelle Insurance help you retire stress-free.  What is a life insurance retirement plan (LIRP)?  A life insurance retirement plan, or a LIRP, is a permanent life insurance plan that uses the cash value to help fund retirement. A LIRP is taking out

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The importance of powersport insurance

Powersports coverages are designed to protect riders of motorcycles, scooters, dirt bikes, ATVs, UTVs, personal watercraft, jet boats and snowmobiles. There are many situations and circumstances where you might need powersports insurance and not even know it. Benefits of Powersports Insurance  Most products are transferable. Improved resale value. $0 deductible included or available on all

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