In many circumstances, home insurance assists you in financing pricey repairs to your house, however, that is not always the case when it comes to your gutters. Nevertheless, the root of the issue will determine if replacing your gutters will be cost-effective. As a result, you must keep your gutters up to date on maintenance. […]
Homeowners Insurance and Gutters: What You Need to Know Read More »
Life insurance is a well-liked job perk that both companies and employees can enjoy. Offering it is entirely optional, but it’s worth thinking about if you and your employees could benefit from the potential savings associated with group insurance. Before you offer a life insurance policy to employees, you will need to think about what
Employer-Provided Life Insurance Read More »
Insurance firms commonly offer their customers annuities, which are contracts that guarantee a future payment in recurring installments, typically monthly and frequently for life. However, even within that broad description, there are various annuities with distinct functions. This raises the question of ‘What is the difference between fixed and variable annuities? Key Points A fixed
Fixed Versus Variable Annuities: What’s the Difference? Read More »
Auto and garage coverage are both important for businesses. This blog will discuss both of these types of coverage further. If you have any specific questions regarding business auto and garage coverage, contact the experts at Panichelle Insurance today. What Is Business Auto Coverage and What Does It Cover? If you use a commercial vehicle
Benefits of Business Auto and Garage Coverage Read More »
You may have good knowledge of the advantages of life insurance, such as how it can protect your loved ones financially in the event that you die away. However, did you know that life insurance can offer advantages even while you’re still alive? At Panichelle Insurance, we can help you understand some of the advantages
Three Types of Living Benefits for Life Insurance Read More »
Small firms that hire, manage, and fire employees are covered by employment practices liability insurance. It pays for litigation costs incurred by employees, but why does your business need it? How Your Business is Protected with Employment Practices Liability Insurance? In the event that an employee files a lawsuit alleging discrimination, wrongful termination, harassment, or
What Is Employment Practices Liability Insurance, and Why Does My Business Need It? Read More »
Life insurance protects your loved ones financially if you pass away. However, conventional life insurance policies may not provide you with all of the coverage you require. You may be able to increase your coverage by adding one or more policy riders. Some riders even come standard with certain insurance. Here are some common life
Common Life Insurance Riders to Consider Read More »
If you are renting office space to run your business, you must have the proper business insurance coverage in place to protect your office rental as well as your team. While the property owner will cover any difficulties with the physical structure, business insurance will cover any damage to your office equipment. Most landlords are
Do I Need Business Insurance to Rent an Office Space? Read More »
There Are Two Types of Vehicle Insurance Coverage: Comprehensive and Collision You might wish to group them together for increased security. Comprehensive coverage may be available in instances when collision coverage is not, and vice versa. What Is Comprehensive Auto Insurance, and How Does It Work? Damage to your vehicle caused by non-collision-related covered incidents
Comprehensive vs. Collision Auto Insurance Read More »
You have regularly paid your insurance premiums as a small company owner. When it comes time to submit a claim, it might be a shock to find out that your claim has been refused and that you will have to pay out of pocket – especially if you thought you were protected. The following are
Mistakes Small Business Owners Make When Filing Claims Read More »
