Life is full of changes—some expected, some surprising—and your life insurance policy should evolve right alongside you. Many people purchase life insurance once and then forget about it, but the truth is, your policy needs regular review and updates to keep pace with your changing circumstances. At Panichelle Insurance, we believe that staying proactive with […]
5 Signs It’s Time to Update Your Life Insurance Policy Read More »
Halloween is a time for spooky decorations, creative costumes, and sugary treats—but it also comes with its fair share of risks. From trick-or-treaters slipping on a wet porch to mischievous pranks gone wrong, Halloween presents unique liability challenges for homeowners. At Panichelle Insurance, we believe in celebrating safely. That means preparing your home, reviewing your
Spooky Season Safety: Preventing Tricks and Insurance Claims Read More »
As the leaves start to fall and the air turns crisp, it’s a sure sign that autumn is here—and winter isn’t far behind. For homeowners, this season is the perfect time to prepare your home for colder weather and unexpected challenges. While many people focus on physical tasks like cleaning gutters and sealing windows, fall
Fall Home Maintenance Tips: Is Your Insurance Policy Up to Date? Read More »
In today’s digital world, nearly every business—no matter its size or industry—is vulnerable to cyberattacks. From small startups to large corporations, no one is immune to the threat of hackers, phishing schemes, data breaches, and ransomware. As these threats become more sophisticated, so must our defense strategies. One of the most important yet often overlooked
Insuring Your Business: How to Protect Against Cyber Threats Read More »
As the days get shorter and the leaves begin to turn, farm owners across Pennsylvania know one thing for certain—harvest season is here. This is the most critical and often the most stressful time of year for farmers. The equipment is working overtime, crops are at their most valuable, and the risk of accidents, weather
Farm Insurance for Harvest Season: Coverage You Can Rely On Read More »
As another school year kicks off, many families in the Pittsburgh area are juggling new schedules, school supplies, and—for some—new teen drivers. Whether your teenager is commuting to high school, driving themselves to sports practice, or heading to college with a car, it’s crucial to review your auto insurance coverage. At Panichelle Insurance, we understand
Back-to-School Tips for Parents: Does Your Auto Insurance Cover Teen Drivers? Read More »
When it comes to insurance, many people rely on what they’ve heard from friends, family, or the media. However, there are several misconceptions that can lead to poor decisions about coverage, potentially leaving you unprotected when you need it most. At Panichelle Insurance, we believe in providing clear, honest information to help you make informed
Top 5 Insurance Myths Debunked Read More »
As summer rolls in, many people look forward to celebrating holidays with fireworks displays, family BBQs, and gatherings that bring people together. While these traditions can be fun and exciting, they also come with certain risks that, if not properly managed, could lead to accidents or property damage. To help ensure that your home and
Fireworks, BBQs, and Safety: Ensuring Your Home and Guests Are Protected Read More »
If you’re like many outdoor enthusiasts, your ATV, jet ski, or recreational vehicle (RV) is a source of endless fun, adventure, and freedom. Whether you’re hitting the trails, cruising the waterways, or exploring the open road, these machines give you the thrill of the great outdoors. But what happens if your ride is damaged, stolen,
Protecting Your Outdoor Fun: Powersport Insurance Essentials Read More »
Life can be unpredictable. From accidents to unforeseen events, the risks we face daily can sometimes be overwhelming. While your standard homeowners or auto insurance offers protection, there are instances when the costs exceed the limits of your existing policies. That’s where umbrella insurance comes in—providing an extra layer of protection when you need it
Umbrella Insurance 101: Extra Protection for Life’s Storms Read More »
