Do I Need Business Insurance to Rent an Office Space?
If you are renting office space to run your business, you must have the proper business insurance coverage in place to protect your office rental as well as your team. While the property owner will cover any difficulties with the physical structure, business insurance will cover any damage to your office equipment. Most landlords are…
Read MoreComprehensive vs. Collision Auto Insurance
There Are Two Types of Vehicle Insurance Coverage: Comprehensive and Collision You might wish to group them together for increased security. Comprehensive coverage may be available in instances when collision coverage is not, and vice versa. What Is Comprehensive Auto Insurance, and How Does It Work? Damage to your vehicle caused by non-collision-related covered incidents…
Read MoreMistakes Small Business Owners Make When Filing Claims
You have regularly paid your insurance premiums as a small company owner. When it comes time to submit a claim, it might be a shock to find out that your claim has been refused and that you will have to pay out of pocket – especially if you thought you were protected. The following are…
Read MoreUmbrella Insurance
Umbrella insurance is intended to provide additional protection for “just in case” scenarios. It protects your valuables beyond the scope of your current insurance policy. It means you have additional insurance coverage for your home insurance policy, vehicle insurance policy, and any other insurance policies where you believe you may require it. What Is the…
Read MorePA Boat Insurance
You’ll find water whether you’re boating, fishing, or riding a Jet Ski® on one of Pennsylvania’s 76 natural lakes or 85,000 miles of rivers and streams. Panichelle Insurance provides PA boat insurance, which provides much more than a standard homeowners policy, including increased liability and physical damage insurance for your boat. Is Boat Insurance Required…
Read MoreHome and Farm Insurance
It may be referred to as your farm or ranch, but it is much more. It’s your place to live, your way of life. You’ve put a lot of effort into your farm. It’s a special spot with all of my favorite things and people. Consider how much it would cost to replace or repair…
Read MoreFlood Insurance
When it comes to flood insurance, the best time to think about it is before you need it. If you live in a flood zone that is either high-risk or low-risk, obtaining a flood insurance quotation is the first step in ensuring your safety. I have renters/homeowners insurance. Is it possible that I’m already covered?…
Read MoreDo I Need Boat Insurance through the Winter?
Even if your boat is being kept indoors for the winter, you may want to have your boat insurance in place. While it may be tempting to cancel your insurance coverage to save money while your boat is in storage for the season, it’s vital to remember that your boat is still at danger. The…
Read MoreBackyard Ice Rink Insurance
A backyard ice rink can truly brighten up the winter months. You can make your own rink with only a few things, including some timber, a plastic tarp, and a garden hose, and be the pride of the neighborhood. Of course, you’ll need to be prepared for the inevitable skate parties with the neighborhood youngsters.…
Read MoreHow Does an Umbrella Insurance Policy Work?
Umbrella insurance is designed to provide “additional” protection for those “just in case” situations. It safeguards your valuables over and beyond the limitations of your current insurance policy. It means you have additional insurance coverage for your home policy, vehicle insurance policy, and any other insurance policies where you believe you might need it. What…
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