Homeowners insurance typically covers damages caused by ice and snow, but coverage may vary depending on the specific terms of your policy. Here are some things to consider when it comes to ice damage and homeowners insurance: It is important to review the specific terms of your homeowners insurance policy to understand what is and…

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As the winter season is upon us, it is important for homeowners to take steps to protect their homes and ensure they are properly insured. Here are some tips to consider: By following these tips, homeowners can protect their homes and ensure they are properly insured during the winter season. It is important to be…

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Christmas is a particularly dangerous time of year. In addition to being more prone to accidents, you run a higher risk of becoming a victim of crime. You must ensure that your house insurance policy is configured properly if you want to reduce the risk to you and your family. We have provided a list…

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Winter weather is here, that also means that icy roads and hazardous driving conditions are also here. Protect yourself and your vehicle from hefty costs due to winter-related driving accidents by getting auto insurance that covers winter accidents. Here are the things to know about winter-related accidents and auto insurance. What Car Repairs are Covered…

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It’s time to start thinking about common fall injuries, as the days get shorter and the leaves start to change color, fall presents more risks to homeowners. There are a number of possible risks, including animal-related damage and slick-road accidents. Although insurance cannot stop accidents, it can lessen your financial burden in the event of…

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In many circumstances, home insurance assists you in financing pricey repairs to your house, however, that is not always the case when it comes to your gutters. Nevertheless, the root of the issue will determine if replacing your gutters will be cost-effective. As a result, you must keep your gutters up to date on maintenance.…

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Life insurance is a well-liked job perk that both companies and employees can enjoy. Offering it is entirely optional, but it’s worth thinking about if you and your employees could benefit from the potential savings associated with group insurance.  Before you offer a life insurance policy to employees, you will need to think about what…

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Fixed and Variable Annuities

Insurance firms commonly offer their customers annuities, which are contracts that guarantee a future payment in recurring installments, typically monthly and frequently for life. However, even within that broad description, there are various annuities with distinct functions. This raises the question of ‘What is the difference between fixed and variable annuities? Key Points A fixed…

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Business Auto and Garage Coverage

Auto and garage coverage are both important for businesses. This blog will discuss both of these types of coverage further. If you have any specific questions regarding business auto and garage coverage, contact the experts at Panichelle Insurance today. What Is Business Auto Coverage and What Does It Cover? If you use a commercial vehicle…

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Three Types of Living Benefits for Life Insurance

You may have good knowledge of the advantages of life insurance, such as how it can protect your loved ones financially in the event that you die away. However, did you know that life insurance can offer advantages even while you’re still alive?  At Panichelle Insurance, we can help you understand some of the advantages…

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